KNOW WHAT YOUR SALARY ADDS UP TO
India salary tax calculator 2024-25
From gross salary to salary after income tax. A little more clarity for your next decision.
1 Apr 2024 – 31 Mar 2025 · AY 2025-26
Results update as you type · Same salary all year, before income tax.
Your estimated results
Income tax only · Other payroll deductions excluded ESTIMATE
- Monthly income
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- Monthly tax
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- Salary after tax per month
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- Yearly income
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- Yearly tax
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- Yearly income after tax
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Monthly figures are annual averages. Tax means income tax only; your payslip may also include provident fund, pension, insurance or other deductions.
Enter your salary to calculate.
Calculation breakdown & assumptions
Resident individual · New regime
Fully taxable cash salary, with the standard deduction. Excludes CTC benefits, other income and other deductions. Check the supported profile.
- Effective tax rate
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Monthly salary × 12 = annual salary. Monthly results are annual totals ÷ 12, not exact payroll withholding.
- Enter a salary to see the steps.
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Sections 288A/288B: round taxable income and final annual tax to nearest INR 10; last digit 5 upward. Other displayed amounts are rounded to two decimals.
THE NUMBERS, EXPLAINED
Your 2024-25 income tax at a glance
Financial year 2024–25 covers 1 Apr 2024 – 31 Mar 2025. Income earned in this financial year is assessed in AY 2025-26 under the Income-tax Act 1961.
The rebate threshold is INR 7 lakh of taxable income. The standard deduction is INR 75,000.
A higher slab rate only applies to the portion of income in that band. Your effective tax rate is total income tax divided by gross salary.
2024-25 salary tax slabs
Annual taxable income, in INR. Salary is reduced by up to INR 75,000 standard deduction before these bands apply. Each percentage applies only within its band.
| Annual taxable income band | Rate on this band |
|---|---|
| Up to INR 3,00,000 | 0% |
| Above INR 3,00,000 to INR 7,00,000 | 5% |
| Above INR 7,00,000 to INR 10,00,000 | 10% |
| Above INR 10,00,000 to INR 12,00,000 | 15% |
| Above INR 12,00,000 to INR 15,00,000 | 20% |
| Above INR 15,00,000 | 30% |
For taxable income up to INR 7,00,000, a rebate of up to INR 25,000 reduces slab tax. Just above the threshold, marginal relief may apply. Surcharge is 10%, 15%, or 25% when taxable income exceeds INR 50 lakh, INR 1 crore, or INR 2 crore respectively, with marginal relief. Cess is 4% after rebate and surcharge relief.
A few worked examples
Full-year cash salary under the supported profile. These figures use this page’s 2024-25 rules.
| Annual gross | Annual income tax | Annual salary after tax |
|---|---|---|
| INR 7,75,000 | INR 0 | INR 7,75,000 |
| INR 12,75,000 | INR 83,200 | INR 11,91,800 |
| INR 18,00,000 | INR 2,15,800 | INR 15,84,200 |
| INR 60,00,000 | INR 16,78,820 | INR 43,21,180 |
For INR 18,00,000 annual gross: INR 75,000 standard deduction is subtracted; slab tax is INR 2,07,500, then applicable rebate, relief, surcharge and INR 8,300 cess are applied. Final annual income tax is INR 2,15,800.
A little more clarity
Is this the amount I will receive in my bank account?
No. This is salary after income tax. Provident fund, pension, insurance, loan repayments and other payroll deductions may reduce your payslip take-home further. We do not guess those amounts.
What if my salary changes during the year?
This estimate assumes the same salary for all twelve months. Bonuses, arrears, salary changes and partial-year employment are outside its scope. Monthly output is an annual average, not your employer’s withholding schedule.
Does this choose between the old and new regimes?
No. It estimates the default new regime only. The old regime may suit some taxpayers, but comparing exemptions and deductions requires a fuller review of your circumstances.
Why can my employer’s monthly tax be different?
Employers can adjust withholding for earlier deductions and the salary expected over the remaining year. This calculator estimates full-year liability, rounds final tax, and divides it by twelve. It does not reconcile tax already paid.
Do you store my salary?
No. Calculations run in your browser. Salary values are not placed in URLs, browser storage, analytics or contact messages. Changing country or year clears the input.
Sources you can check
Developer source verification: 4 October 2026 · Rule version 1. This is not a qualified external tax review or certification.
- Income Tax Department: AY 2025-26 salary ratesNew-regime slabs, surcharge, marginal relief and cess
- CBDT AY 2025–26 validation rulesStandard deduction, rebate and marginal relief validation
- Income-tax Act 1961: salary deductionSection 16(ia); effective AY 2025–26, including corrective clause (iii) amendment
- Income-tax Act 1961: new-regime slabsSection 115BAC(1A)(ii)/(iii), separated by assessment-year effective date
- Income-tax Act 1961: rebate and reliefSection 87A, including effective-date amendment footnotes
- Finance Act 2025: rebate amendmentSection 20, effective from AY 2026–27
- Income-tax Act 1961: taxable income roundingSection 288A, nearest ten rupees
- Income-tax Act 1961: final tax roundingSection 288B, post-2006 rule, nearest ten rupees
Read our calculation methodology or report a suspected error.